Financing Options

We partner with multiple financing providers so you can find the payment plan that works for you. Apply in-store at any of our locations.

Choose Your Furniture

Browse our showroom or website and find the pieces you love.

Apply In-Store

Visit any location and apply with one of our financing partners. Most approvals take just minutes.

Take It Home

Get approved and take your furniture home with a payment plan that fits your budget.

Our Financing Partners

Affirm

Credit-Based

Buy now, pay later with clear monthly payments. No hidden fees. Apply in-store for fast approval.

Brandsource (Citi Bank)

Credit-Based

Apply for promotional financing through our Brandsource partnership with Citi Bank. Competitive rates on qualifying purchases.

Kafene

Lease-to-Own

Flexible lease-to-own option. Take your furniture home today and pay over time with an easy approval process.

Snap Finance

Lease-to-Own

Easy approval with flexible payment options. Get approved in minutes, regardless of credit history.

Progressive Leasing

Lease-to-Own

No credit needed lease-to-own program. Apply in-store for fast approval and flexible payment schedules.

Acima

Lease-to-Own

No credit needed. Lease-to-own option that lets you shop now and pay over time at your own pace.

Ready to Get Started?

Visit any Ramos Furniture location to apply. Our team can walk you through the process in English or Spanish and help you find the best option for your needs.

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